Investment options

Investment options designed for Aussie families

We spoke with heaps of Aussie families to figure out investment options that can suit their needs

Invest in large Australian listed companies

A simple way to invest in the biggest companies listed on the Australian Stock Exchange (ASX), including many well known Aussie companies such as Commonwealth Bank, Woolworths and Westpac.

Historical performance
14.7% pa

Annualised performance
(15/10/2020 - 30/04/2022)

These returns are not a projection and are net of fees. Past performance is not an indicator of future performance.

Growth focus, 

High risk
Suggested time to hold 7+ years
AU market, 

Diverse sectors

What you will be investing in

Our Aussie Top Stocks option can include multiple ETFs with some of the biggest companies in Australia. This option strongly focuses on growth in the Australian market with household brands like Woolworths and Telstra.

Growth focused Australian ETFs

Vanguard Australian Shares Index ETF
VAS
BetaShares Australia 200 ETF
A200
iShares Core S&P/ASX 200 ETF
IOZ

Some assets you may be investing in

Invest in global technology companies

Global Technology offers customers access to leading global technology companies. It aims to provide capital growth over the long term linked to the global technology sector.

Historical performance
7.1% pa

Annualised performance since inception
(22/10/2020 - 30/04/2022)

These returns are not a projection and are net of fees. Past performance is not an indicator of future performance.

Growth focus, 

High risk
Suggested time to hold 7+ years
Global market, 
Technology sector

What you will be investing in

Our Global technologies option can include multiple ETFs with some of the biggest technology companies globally. This option strongly focuses on growth in the technology sector with household brands like Apple and Google.

Growth focused technology ETFs

EFTS Morningstar Global Technology
ETF
TECH
EFTS FANG+ ETF
FANG
BetaShares NASDAQ 100 ETF
NDQ

Some assets you may be investing in

Modest gains for the shorter term

For parents seeking a steady source of income with some capital growth potential. The portfolio is made of both growth and defensive assets, with a stronger focus on preserving your wealth than growing it.

Preservation focus, 
moderate risk
Suggested time to hold 3-5 years
Mix of companies, bonds and currency
Global market, Diverse sectors

What you will be investing in

Our Convervative option includes multiple ETFs with some of the biggest companies globally. This option has a stronger focus on preserving your wealth with some growth potential compared to the other options.

Growth focused ETFs

Allocation: ~29.6%

iShares Core S&P/ASX 200 ETF
IOZ
Vanguard MSCI Index International
Shares ETF
VGS

Some assets you may be investing in

Defensive focused ETFs

Allocation: ~70.4%

iShares UBS Composite Bond ETF
IAF
Vanguard Global Aggregate Bond Index Fund Hedged ETF
VBND
iShares Enhanced Cash ETF
ISEC

Some assets you may be investing in

Balanced approach to growth potential and risk

For parents seeking a balance between income and capital growth potential.  The middle ground to our other investment options of Conservative and High Growth, it consists of companies in diverse sectors globally.

Balanced growth, 
Moderate risk
Suggested time to hold 4-6 years
Mix of companies, bonds and currency
Global market, Diverse sectors

What you will be investing in

Our Balanced option includes multiple ETFs with some of the biggest companies globally. This option has a stronger focus on growth than preserving wealth compared to our Conservative option.

Growth focused ETFs

Allocation: ~58.5%

iShares Core S&P/ASX 200 ETF
IOZ
Vanguard MSCI Index International
Shares ETF
VGS
Vanguard MSCI Emerging Markets Fund ETF
VGE

Some assets you may be investing in

Defensive focused ETFs

Allocation: ~41.2%

iShares UBS Composite Bond ETF
IAF
Vanguard Global Aggregate Bond Index Fund Hedged ETF
VBND
iShares Enhanced Cash ETF
ISEC

Some assets you may be investing in

Focused on maximising growth in the global market

For parents seeking long term capital growth and have an appeite for higher risk. This investment option is focused on global equities for their growth potential with a longer suggested time to hold onto the investment compared to our other options.

Growth focus, 

High risk
Suggested time to hold 7+ years
Global market, Diverse sectors

What you will be investing in

Our High Growth option includes multiple ETFs with some of the biggest companies globally. This option strongly focuses on growth compared to both our Conservative and Balanced options.

Growth focused ETFs

Allocation: ~98%

iShares Core S&P/ASX 200 ETF
IOZ
Vanguard MSCI Index International
Shares ETF
VGS
Vanguard MSCI Emerging Markets Fund ETF
VGE

Some assets you may be investing in

Defensive focused ETFs

Allocation: ~2%

iShares Enhanced Cash ETF
ISEC

Some assets you may be investing in

Starting early can make all the difference

Compound growth is when an asset you own generates earnings which are then reinvested to generate their own earnings. See how it could work yourself with our compound interest calculator.

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total
estimated returns
contributions
Today In 10 Years

Outputs from this calculator are estimates only. The annualised return for the S&P/ASX200 Total Returns Index over the past 10 years to 29th October 2021 is 10.0%. These returns are not a projection and are net of fees. Past performance is not an indicator of future performance and this rate of return is not guaranteed. This calculator is not intended to be relied on when making a financial decision, you should obtain appropriate professional advice before making a decision. 
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Outputs from this calculator are estimates only. The annualised return for the S&P/ASX200 Total Returns Index over the past 10 years to 29th October 2021 is 10.0%. These returns are not a projection and are net of fees. Past performance is not an indicator of future performance and this rate of return is not guaranteed. This calculator is not intended to be relied on when making a financial decision, you should obtain appropriate professional advice before making a decision.  S&P/ASX200 Index is a commonly recognised benchmark used by institutional investors to measure the performance of Australian listed stocks. The Index covers the largest 200 eligible stocks listed on the ASX where each stock is weighted by their market capitalisation. The total returns nature of the Index means that any dividends received are assumed to be re-invested back into the Index but does not include any adjustments for franking. Disclaimer: The information been compiled from sources we believe are reliable. We make no warranty, express or implied, regarding accuracy, adequacy or the completeness of the information presented. We provide this information on an ‘as is’ basis. This disclaimer applies to isolated and aggregate uses of the information presented.
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Outputs from this calculator are estimates only. The annualised return for the S&P/ASX200 Total Returns Index over the past 10 years to 29th October 2021 is 10.0%. These returns are not a projection and are net of fees. Past performance is not an indicator of future performance and this rate of return is not guaranteed. This calculator is not intended to be relied on when making a financial decision, you should obtain appropriate professional advice before making a decision.

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